Independent Internal Audit Services for Financial Institutions

Cheryl is a Certified Internal Auditor (CIA) and one of the Co-Founder of Quantaria Consultants, leading and delivering risk-based internal audit engagements in Singapore for financial institutions regulated by the Monetary Authority of Singapore (MAS), including fund management companies, payment service institutions, trust companies, and financial advisory firms. Her areas of expertise include regulatory compliance, corporate governance, anti-money laundering and countering the financing of terrorism (AML/CFT) controls, and operational risk management against applicable MAS requirements and industry best practices.

Prior to joining the internal audit, Cheryl worked as a regulatory compliance consultant, advising fund managers, digital banks, and other financial institutions on compliance with MAS regulations, including the Securities and Futures Act, Financial Advisers Act, and related regulatory requirements. Drawing on her experience in regulatory compliance, governance, and risk management, Cheryl brings valuable insights to her internal audit role.

Victor is a Certified Public Accountant (CPA) and one of the Co-Founder of Quantaria Consultants. Since 2013, he has been leading a team of internal auditors providing outsourced internal audit services in Singapore to MAS-regulated banks, fund managers, trust companies, financial advisers, insurance brokers, and payment service providers.

Victor has extensive experience in accounting, operations, compliance, and risk management. He advises clients across the wealth management and asset management industry as well as in crowdfunding and payment services on regulatory compliance, particularly the Securities and Futures Act 2001, the Financial Advisers Act 2001, the Payment Services Act 2019, and related notices and guidelines issued by the Monetary Authority of Singapore.

Yip Han is a Certified Internal Auditor (CIA) and one of the Co-Founder of Quantaria Consultants. He leads internal audit engagements in Singapore for MAS-regulated financial institutions, including external asset managers, fund management companies, broker-dealers, and crowdfunding platforms. His expertise spans risk management, internal controls, regulatory compliance, and operational governance, helping clients strengthen their control environment and meet applicable Monetary Authority of Singapore (MAS) expectations.

Yip Han works closely with clients to identify control gaps, recommend practical remediation measures, and conduct follow-up reviews to ensure that corrective actions have been effectively implemented. Through his collaborative approach, he supports clients in achieving their financial, operational, and compliance objectives while promoting a strong culture of governance and risk management.